Financing for Pools & Spas

At Goodall Pools & Spas, we believe that your dream pool or spa environment does not need to remain a dream forever. Even though a pool, hot tub, or swim spa is a significant investment, our experienced staff knows how to connect you to opportunities and resources that will help you realize your goals of creating your own backyard oasis. We work with reputable lending institutions that offer convenient, affordable financing options so you can experience the sparkling water and lifelong memories we promise in our mission statement. 

What products qualify for financing?

At Goodall, we offer financing options to customers who want to purchase a pool, hot tub, swim spa, or pool renovations/backyard upgrades. All you have to do is select the option that fits your project (Pool, Hot Tub, Swim Spa, etc.) and see how much you qualify for based on your credit. The online form is streamlined so you can submit your application in as little as 60 seconds.

Where can I apply for financing?

Our financing application is available 24/7 on this page (see form below).


The Right Lender

What lending institutions does Goodall work with?

At Goodall, we work closely with financial institutions that specialize in home improvement loans. Currently, the breakdown of our financial connections is as follows:


Projects Financed by HFS

  • Swimming Pools 
    • New Inground Pools
    • Above Ground Pools
    • Major Equipment Upgrades
  • Swim Spas
  • Backyard Transformations / Pool Renovations
    • Renovations and Pool Liner Replacements
    • Pool Major Equipment Upgrades

Subject to Credit Approval


Projects Financed by Lyon Financial

  • Swimming Pools
  • Backyard Transformations
  • Pool Renovations

Does Goodall vet the lending institutions they work with?

Absolutely! Frequently, lending institutions are overwhelmed with clients and use an outdated system that only allows them to provide a brief explanation and some brochures before presenting the contract for signing. In many cases, these institutions transfer the loan to the contractor in charge of the project rather than the client who submitted the application.

Goodall helps avoid these complications by working with lenders who specialize in the home improvement sector. Furthermore, we thoroughly research these lenders beforehand to make sure that they offer a streamlined process that keeps the process stress-free.

What should I know about my credit score?

Creditworthiness plays a critical role when it comes to financing your pool, spa, or backyard project. With a substantial investment such as this, finding a lender who will provide financing with less than satisfactory credit can be a challenge.

It is important to keep in mind that not all credit checks are hard inquiries. There are free online services available that can provide you with regular credit reports without affecting your credit score. By making timely and consistent payments on your existing expenses, your credit score will reflect positively and increase your chances of securing financing.

What other options do I have for financing?

Many prospective pool, spa, or backyard renovation buyers seek financing options through their home equity. Therefore, a home equity loan, also known as a second mortgage, is another popular option for financing. This loan offers a lump sum based on the amount of your home that is already paid off, with repayment terms typically ranging from 10 to 15 years. Home equity loans usually come with a fixed interest rate, which is often lower than that of personal loans. Customers are also welcome to shop for their own financing at their bank or other financial institutions.

Goodall Pools & Spas logo

Let one of our professional team members help you achieve your dreams and answer any questions you might have.